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January 9 – Bloomberg (Katherine Greifeld, Robert Fullem, and Liz McCormick): “Dollar bears take heed: Asian central banks may be putting the brakes on the greenback’s slide. Note – The rates/fees and charges may be changed by the banks at any time. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. Our participating third party lenders may verify, without limitation, your social security number and driver’s license number, or any other qualifying identification and review your information against national databases to determine credit worthiness, standing and/or capacity. There probably won’t be any paper work necessary if you take the online loans route but you will need to give some personal information so they can verify your identity and some financial information so the can deposit your cash. Take note of the different textures and patterns and think about how you can use these techniques in your own card making to give your cards a lot of character. If you can reduce the interest rate on your mortgage by one or two percentage points, you’ll save a lot of money over the term of your mortgage.

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